Car Insurance

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  • UK & Ireland breakdown assistance
  • Puncture assistance
  • Car recovery if you run out of fuel
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*Visit hughesinsurance.co.uk/save-210 for full terms.
As with all insurance policies, terms, limits and exclusions apply.
  • Features
  • Policy excess information
  • More Help

Comprehensive car insurance

The Hughes Insurance comprehensive policy covers loss or damage to your vehicle due to accident, fire or theft. It also covers any damage to third party vehicles and property as well as injury to your passengers, other drivers, their passengers and pedestrians, in the event of an accident.

Third party, Fire, & Theft

The Hughes Insurance Third Party, Fire and Theft policies cover your vehicle for loss or damage due to fire or theft. It also covers damage to third party vehicles and property as well as injury to other drivers, passengers and pedestrians in the event of an accident.

Third party

The Hughes Insurance Third Party policy only provides cover for third party vehicles and property as well as injury to other drivers, passengers, and pedestrians, in the event of an accident.

Explore the features of each option below.

Comprehensive

UK & Ireland breakdown assistance

Puncture assistance

Fuel shortages

Lost keys assistance

Cover for use abroad

Audio, telecom & sat nav protection

New car replacement

Windscreen cover

Courtesy car

Uninsured driver promise

Child car seat cover

Replacement locks cover

Medical expenses

Personal belongings cover

Third Party, Fire & Theft

UK & Ireland breakdown assistance

Puncture assistance

Fuel shortages

Lost keys assistance

Cover for use abroad

Audio, telecom & sat nav protection

New car replacement**
(Depending on insurer)

Personal belongings cover
(Depending on insurer)

Third Party

UK & Ireland breakdown assistance

Puncture assistance

Fuel shortages

Lost keys assistance

Cover for use abroad

** We would not recommend that a brand-new vehicle be covered Third Party, Fire and Theft

Features and benefits vary depending on the level of cover selected. As with all insurance policies, terms, limits and exclusions apply.

An excess is the amount of money you pay towards a claim under your policy. The two main types of excess are:

Compulsory excess – this must be paid and relates to claims for accidental or malicious damage, accidental damage, vandalism, fire and theft.

Voluntary excess – this is paid on top of a compulsory excess. You can select a voluntary excess when setting up your policy, which may help to reduce the premium.

Our Help Centre contains lots of useful and practical support when it comes to car insurance - including what to do in the event of an accident or a breakdown.

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028 9104 2042

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Our phone line opening times are:

Monday to Friday
08:00 - 20:00

Saturday
09:00 - 13:00

Sunday
Closed

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Why choose Hughes Insurance?

  • Based in Northern Ireland
  • Local call centre staff
  • Almost 40 years of experience
  • Straightforward, reliable & competitive insurance

We’re one of Northern Ireland’s best-known names in insurance.

The business was originally established in 1977, and since then we’ve earned a reputation as a reliable and trusted expert in insurance. We’re passionate about protecting the things that matter most to you – whether that’s your car, home, holiday or business.

More about Hughes

What our customers say

The questions and answers were concise and well explained. My documents arrived a couple of days after the phone call.
John, Saintfield
Quick and efficient. Local person, very easy to talk to.
George, Newtownabbey
A customer-oriented company. I have always been delighted with the products and services of Hughes.
William, Belfast


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