| Storm and flood cover |
| Escape of water |
| Malicious acts and vandalism |
| Subsidence cover |
| Loss of rent & alternative accommodation |
| Accidental breakage to fixed glass and double glazing |
| Replacement locks cover |
| Tracing and accessing leaks |
| Family legal protection |
| Home start assistance |
| Theft or attempted theft |
| Cover for escape of oil |
Northern Ireland’s Local Home Insurance
Trace and Accessing Leaks
Legal Liability Cover
Elements of Accidental Damage*
Call us for a quote today
Quality Home Insurance with one call
Legal Liability Cover
88% would recommend us to a friend
Over 45 years of experience
Key Policy Features
With a Buildings & Contents Policy, you’ll be protecting what matters most. Here are a few of the key features you’ll be covered for. ⓘ
Alternative Accommodation
Cover for the cost of accommodation if your home is extensively damaged.
Storm and Flood Cover
Protection in the event of loss or damage caused by storm, flood or weight of snow.
Freezer Contents Cover
Covers the cost of the food in your freezer if it fails or defrosts.
Family Legal Protection
Assistance with legal claims as part of your Home Insurance policy.
Features ⓘ
Standard home insurance cover
Our standard buildings and contents insurance provides cover for loss or damage to your home or possessions, some examples include fire, theft and storm.
An element of accidental damage cover is included for items such as televisions, computers, and audio and video equipment.
Full accidental damage cover
In addition to the accidental damage cover included in our standard policy, you have the option of paying for full accidental damage cover which would provide cover for damage to items such as iPads/Tablets within the home. Speak to an advisor today for more details.
Explore the features of our home insurance below.
ⓘ Features and benefits vary depending on the level of cover selected.
Does our cover look like a good fit?
Why Choose Hughes Insurance?
Based in Northern Ireland
Local experts to support you
Over 45 years of experience
Straightforward, reliable & competitive insurance
Average score from surveyed repondents over last 12 months
What our customers are saying...
“Advisor took great time to look at my insurance renewal, talked through all options and got me the best deal to suit my circumstances. Really appreciated the callback with the updated info and the friendly nature of all calls.”
James Stewart
“Hughes have been fantastic, level of communication and emails straight away. Very happy customer – higher standard. Competitive rates. Couldn’t recommend Hughes highly enough!”
Car Insurance Customer
“The person I spoke to on the phone was very friendly and helpful. They answered the call quickly and I got a really competitive quote from Hughes straight away.”
Sarah, Car Insurance Customer
“I recently bought car insurance from Hughes and found the process very straightforward. The salesperson on the phone was able to answer the few questions I had and get to an outcome quite quickly.”
Ben, Car Insurance Customer
Straightforward, reliable insurance - just one call away
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Protecting homes from NI for NI.
028 9104 2233© 2025 Hughes Insurance Services Limited registered in England and Wales (No. 4451375) with registered office at Embankment West Tower, 101 Cathedral Approach, Salford M3 7FB. Head Office: Strangford House, 4 Jubilee Road, Newtownards, Co Down, BT23 4WN. Authorised and regulated by the Financial Conduct Authority (No. 305651). Hughes Insurance Services Limited is part of Markerstudy Group.